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Frequently asked questions
Straight answers about how workers’ comp premium recovery works.
We’re insured with one of the State Fund’s safety groups, and they review our policies. Why do we need your services?
In fact, a large percent of the savings we have facilitated were for safety group policyholders.
We already get a discount from our carrier. What more is there for you to do?
Your workers’ compensation policy has many parts. Beyond the discount there are modifiers, classifications, PAP credits and territory differentials, as well as overcharges and fraudulent claims and reserves, that all need to be taken into account. You may be getting a discount while your carrier overlooks other issues.
Is this a door opener to sell us insurance?
No. We are not insurance brokers or agents, and we don’t sell any insurance products.
I’m busy running my business. How much of my time will this take?
In most cases very little. The work is handled by our professional, experienced staff.
How far back can you change our policies and get refunds?
It depends on the error we find. It ranges from one to seven years.
Bottom line: what kind of premium savings are we talking about?
Savings can be as much as 40% of your annual workers’ compensation premium.
Contact us now to begin claiming your refunds.
A free review of your workers’ compensation policies. You pay only if and when we collect.