We can claim your refunds.
More than 75 percent of companies just like yours overpay for workers’ compensation premiums. We find the overcharges and recover them for you.
You pay only if and when we collect on your behalf.
in overpaid premiums saved for clients in the last 30 years
of the cases we take on generate refunds for our clients
savings can be as much as 40% of annual WC premiums
how far back refunds can go, depending on the error
Clients include
The rules are complex. The mistakes are expensive.
Workers’ comp premiums are built on complex, ever-changing codes, and insurance companies have little interest in finding mistakes that save you money.
That’s where we come in. With more than 30 years of experience recovering excess and erroneous payments, we identify and recover premiums on your behalf, on a contingent-fee basis.
Four steps. Almost none of them yours.
Everything is managed and executed in-house by our licensed workers’ compensation refund professionals. You authorize us to work on your behalf and accept the refunds we secure.
Authorization
You sign a few authorization forms so we can work on your behalf.
Review
We dig into your workers’ compensation payment history.
Report
You get a detailed report of everything we find.
Collect
We do the follow-through and you collect.
Specialists for every part of your policy.
Our staff includes people with over 30 years of workers’ compensation experience, organized into dedicated departments.
Classification
Specialists in workers’ compensation class codes, with deep knowledge of the manuals and every class code update and change.
Actuarial
Specialists in claims and reserves who understand the actuarial details used to develop an experience modification factor.
Construction
Specialists in construction issues, including PAP credits, territory differentials, uninsured subcontractors and wrap-up projects.
Customer service
Specialists in insurance company billing problems.
Money that would have fallen through the cracks.
“Through your persistence and hard work you secured a refund on our policies that totaled over $150,000! The Workers Compensation manual rules are extremely complex. It is through your expertise and extensive knowledge of the rules, that we were able…”
“I just wanted to take a moment to thank you and your staff on a job well done. You helped us get a significant refund of over $70,000 back from the State Insurance Fund. This refund would have fallen through the cracks if not for your involvement.…”
“Thank you to you and your staff on a job well done! The process was simple, it did not require anything more than 3 documents signed on my behalf. The results were incredible! We received $34,355 in overpaid premiums, monies that would have never…”
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Bottom line: what kind of premium savings are we talking about?
Savings can be as much as 40% of your annual workers’ compensation premium.
Is this a door opener to sell us insurance?
No. We are not insurance brokers or agents, and we don’t sell any insurance products.
How far back can you change our policies and get refunds?
It depends on the error we find. It ranges from one to seven years.
I’m busy running my business. How much of my time will this take?
In most cases very little. The work is handled by our professional, experienced staff.
Find out what you’re owed.
Send us a few details and our team will take it from there. It is a true, no-risk win/win: you pay only if and when we collect on your behalf.
- Authorize. Sign a few forms so we can review your policies.
- Review. We dig into your class codes, discounts and payment history.
- Report. You see exactly where you were overcharged.
- Collect. We work with your carrier and the rating board to process the adjustments.
Thank you.
We have your information. A member of our team will reach out to start your free refund review.
You pay only if and when we collect on your behalf.
Prefer to talk? Call (917) 699-7593